SmartStart is a Reguar Pay Variable Unit Linked (VUL) life insurance plan that provides insurance coverage to expectant mothers and their unborn child. The expectant mother will be insured only during the period of pregnancy. The unborn child will be insured upon birth up to age 99.

Since this is a VUL life insurance plan, part of the premiums paid will be invested in a fund that can provide long-term growth to help  meet the future financial needs of the child.

Product Benefits:

LONG TERM INVESTMENT FUND FOR YOUR CHILD

Begin investing for the future of your child while he or she is still in your womb! This is indeed the longest long term investment anyone can make for children!

INSURANCE COVERAGE DURING THE PERIOD OF PREGNANCY

• Pregnancy complications
• Unexpected demise of unborn child
• Unexpected demise of the expectant mother

INSURANCE COVERAGE UPON BIRTH OF THE CHILD

• Congenital Conditions Benefit
• Hospital Care Benefit due to:
  • Pre-mature birth; OR
  • Incubation of the new born child

INSURANCE COVERAGE UPON BIRTH OF THE CHILD

• Death Benefit
• Critical Illness Benefit

Start preparing for your future today! Ask us how.