Secures the life and savings you’ve set aside to fund long-term goals such as education and retirement; linked to expertly managed funds.

Embrace is a single premium variable life insurance product that allows policyholders to save through direct investment in a Managed Fund or in an Equity Fund.

Embrace is perfect for those wo are looking for long term growth of investments to attain financial goals.

Embrace can be used for:

  • Investment diversification
  • Long term fund accumulation
  • Retirement fund
  • Education fund
  • Health Care fund
Product Specifications:
Minimum Issue Age:
Insured - 14 days; Payor - 18 years
Maximum Issue Age:
Insured - 75 years; Payor - none
Currency: Philippine Peso and US Dollar
Minimum Single Premium: Php 50,000 | US $1,000
Minimum Top-up: Php 20,000 | US $ 400
Premium Amount:
125% of Single Premium
+125% of Top Ups
-125% of Withdrawals
Death Benefit: Fund Value OR Policy Amount, whichever is higher
Policy Fee: Php 1,000
Available Investment Funds: Managed | Equity | Dollar Bond
Automatic Acceptance Limits: 
   0 to 55 years - Php 40M
   56 to 70 years - Php 20M
   71 to 75 years - Php 10M
Applicant is accepted without medical underwriting
Withdrawal Charge:
2 free withdrawals per policy year
1% charge on succeeding withdrawals
Surrender Charge: 1% of the surrendered amount
Start preparing for your future today! Ask us how.


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