Protects the individual and their family from unexpected expenses related to sickness, accidental injury, or accidental death; insurance coverage may include payment of hospital and medical expenses, as well as income payments. 

• All Purpose Personal Accident Card: Shows your loved ones how much you care in a gift card that comes with Personal Accident coverage.
• Personal Accident Coverage: Covers you from the expenses arising from accidents. •
• Pioneer CrisisAid: Offered for a limited time only, CrisisAid combines the features of a health and accident plan with a burial/cremation plan. It provides assistance for the following:
  - Hospital confinement due to sickness (including Covid-19) and accident
  - Loss of life due to accident and sickness (including Covid-19)
  - Disablement and dismemberment due to accident
  - Medical expenses incurred in treating injuries due to accident