The Pioneer Group Company Profile

We are in the business of helping people secure their lives and what matters most to them. We provide services that enable our stakeholders to prepare for and face some of life's most challenging moments. We do so with warmth, compassion, and a sincere concern for the quality of life of every stakeholder.

Formerly named Pioneer Asia Insurance Corporation, the company was established in 1963. On September 10, 2013, the Security and Exchange Commission approved the amendment of its corporate name to CARD-Pioneer Microinsurance Inc. It is the country's first non-life company specifically created to address the calamity, agriculture and income loss insurance needs of the marginalized market.


M Pioneer Insurance Inc. (M Pioneer), formerly Republic Surety and Insurance Company, Incorporated, is owned by Pioneer Insurance & Surety Corporation (Pioneer) and Manila Electric Company (Meralco). In December 2017, Pioneer acquired a 51%-equity interest in Republic, with Meralco’s interest at 49%. M Pioneer shall continue to write non-life insurance products for Property, General Accident Lines, Marine, Motor, Surety, Homeowner’s and other packages. It aims to be a major player in the local insurance industry; a company guided by its core values.


Pioneer’s life operations were established in 1964, and its evolution has included a fruitful five-year joint venture with Allianz AG of Germany in the form of Pioneer Allianz. Following the joint venture in 2003, an agreement was reached to move forward as a 100 percent Filipino-owned company. Today, Pioneer Life Inc. is a significant player in the industry, and it continues to grow with a record number of Million Dollar Round Table qualifiers. In 2021, Pioneer Life generated gross written premiums of close to Php 4.7 billion, supported by equity of over Php 2.6 billion and assets of almost Php 15.7 billion.


The group’s flagship company Pioneer Insurance & Surety Corporation was established in 1954. In 2021, it counted gross premiums written of almost Php 11.5 billion. Backed by equity of some Php 17.8 billion and assets of around Php 43.4 billion, Pioneer’s market leadership is highlighted by its strong position across all non-life insurance lines, including property, marine, motor, and aviation. A non-life subsidiary focusing on non-traditional insurance packages, Pioneer Intercontinental Insurance Corporation, was established in 1966.


In 1966, Pioneer established a non-life subsidiary focusing on non-traditional insurance packages, Pioneer Intercontinental Insurance Corporation.


Pioneer Hollard Inc. is a joint venture BPO company between Pioneer Your Insurance, a significant player in the insurance industry, and Hollard, South Africa’s largest privately owned insurance group.

Our Values


We know who we are and take pride in our mission. We live out our values. We strongly believe in this dual standard: To be strict with others but strictest with one's self, especially when no one is looking.


We go above and beyond mere compliance. We believe in doing the right things the right way. We continuously better our best.  We believe that mediocrity is a form of dishonesty; it is not being true to who we are.


Tunay ang pagpapahalaga natin sa ating gawain, tungkulin, at layunin. Kaya’t itinuturing nating itong parang atin at ipinapanalo ang pagbangon at pag-unlad.

We genuinely value our work and duty. That's why we take ownership of it and work hand-in-hand in championing the progress of all stakeholders.